Visa reported better-than-expected results for the third quarter of fiscal year 2025, showing that consumer spending remains strong. The company posted revenue of $10.17 billion, a 14% jump from the previous year and above Wall Street expectations. Adjusted net income reached $5.83 billion, or $2.98 per share, up from $4.91 billion, or $2.42 per share, in the same quarter last year.
Key indicators were all positive: payments volume increased by 8%, and processed transactions rose 10% over last year. Net profit according to standard accounting rules (GAAP) was $5.27 billion, or $2.69 per share.
CEO Ryan McInerney highlighted that Visa remains focused on new technology, especially artificial intelligence and stablecoins. He also mentioned that the company is paying close attention to how stablecoins—cryptocurrencies tied to the value of the US dollar or other assets—could affect traditional payment networks. The recently passed GENIUS Act has made it easier for companies to issue their own stablecoins, which could let merchants bypass traditional payment systems like Visa.
Despite the strong results, Visa’s stock fell about 3% in after-hours trading, though it was still up roughly 11% for the year through Tuesday’s close.
- Visa delivered strong financial results, beating analyst predictions.
- The company is investing in AI and stablecoins to stay ahead of tech trends.
- Visa remains confident about consumer spending but is watching emerging competition closely.